E
LIVE OAK INSURANCE CO
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Weak profitability (2.0 on a scale of 0 to 10) with operating losses during 2023. Weak overall results on stability tests (0.8) including weak risk diversification due to a relatively small asset base. Fair capitalization (3.9) based on fair risk adjusted capital (severe loss scenario).
Other Rating Factors: Fair quality investment portfolio (3.2). Good Liquidity (6.0).
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. D - Limited diversification of general business, policy, and/or investment risk. I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: LA
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
117 E Shankland
Jennings, LA 70546
Phone Number
(337) 478-8687
NAIC Number
69055
Website
--
Largest Affiliates
No affiliate information available.