Major Rating Factors:
Weak overall results on stability tests (1.4 on a scale of 0 to 10) including negative cash flow from operations for 2022. Fair profitability (3.8). Return on equity has been fair, averaging 6.5%. Strong overall capitalization (8.9) based on excellent risk adjusted capital (severe loss scenario). However, capital levels have fluctuated somewhat during past years.
Other Rating Factors:
High quality investment portfolio (8.3). Excellent Liquidity (7.7).
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except AK, CA, DC, FL, ID, IA, LA, MA, MI, NH, NJ, NY, SC, TN, VT, WA, WV, WY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
120 South Central Ave Ste 400
Clayton, MO 63105
Clayton, MO 63105
Phone Number
(561) 756-8130
NAIC Number
69337
Website
Largest Affiliates
No affiliate information available.