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UNIVERSAL FIDELITY LIFE INS CO
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair current capitalization (4.9 on a scale of 0 to 10) based on fair risk adjusted capital (severe loss scenario), although results have slipped from the good range over the last year. Fair quality investment portfolio (3.3). Weak overall results on stability tests (2.9) including weak financial strength of affiliated Seneca International Ltd and negative cash flow from operations for 2022.
Other Rating Factors: Weak profitability (2.2) with operating losses during 2022. Weak Liquidity (1.7).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. I - Past results on our Investment Safety Index. L - Past results on our liquidity tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: AZ, AR, MS, NE, NM, OK, TX
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Seneca International Ltd
Investment Rating
--
Company Address
13931 Quail Pointe Drive
Oklahoma City, OK 73134
Phone Number
(800) 366-8354
NAIC Number
70122
Largest Affiliates
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Oklahoma City, OK - L&A