DIRECTORS LIFE ASR CO
Major Rating Factors:
Poor capitalization (2.2 on a scale of 0 to 10) based on weak risk adjusted capital (moderate loss scenario). Low quality investment portfolio (0.4) containing large holdings of BBB rated bonds in addition to significant exposure to junk bonds. Weak Liquidity (2.4) based on large exposure to policies that are subject to policyholder withdrawals with minimal or no penalty.
Other Rating Factors:
Weak overall results on stability tests (1.1) including weak risk adjusted capital in prior years and Weak risk diversification. Good overall profitability (6.8).
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
I - Past results on our Investment Safety Index.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Ind annuities (43.6%), other (56.4%)
Licensed in:
AR, KS, OK, TX
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
9020 N MAY AVENUE SUITE 120
OKLAHOMA CITY, OK 73120
OKLAHOMA CITY, OK 73120
Phone Number
(405) 842-1234
NAIC Number
73660
Website
Largest Affiliates
No affiliate information available.