D
MEDICAL BENEFITS MUTUAL LIFE INS CO
NewarkOH
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Low quality investment portfolio (2.9 on a scale of 0 to 10). Weak profitability (2.6). Weak overall results on stability tests (2.0).
Other Rating Factors: Strong overall capitalization (7.9) based on excellent risk adjusted capital (severe loss scenario). However, capital levels have fluctuated somewhat during past years. Excellent Liquidity (8.8) with ample cash flow from premiums and investment income.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind health (92.4%), group life (7.6%)
Licensed in: AR, IL, IN, KS, KY, MI, MO, NC, OH, SC, TN, WV
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1975 TAMARACK ROAD
NEWARK, OH 43055
Phone Number
(740) 522-8425
NAIC Number
74322
Largest Affiliates
No affiliate information available.