B
LEADERS LIFE INS CO
TulsaOK
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall results on stability tests (6.3 on a scale of 0 to 10). Stability strengths include excellent operational trends and excellent risk diversification. Good Liquidity (6.4) with sufficient resources to handle a spike in claims. Weak profitability (2.2) with operating losses during 2022. Return on equity has been low, averaging -4.2%.
Other Rating Factors: Strong capitalization (9.0) based on excellent risk adjusted capital (severe loss scenario). High quality investment portfolio (7.5).
Stability Factors: A - Financial problems or weaknesses of a parent or affiliate company. D - Limited diversification of general business, policy, and/or investment risk. G - Fast asset or premium growth.
Principal Lines of Business: Ind health (7.4%), group health (6.5%), group life (4.8%), other (81.4%)
Licensed in: AL, AR, FL, GA, KS, LA, MS, MO, NM, NC, OK, SC, SD, TX
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Michigan Farm Bureau
Investment Rating
--
Company Address
1350 S Boulder Suite 900
Tulsa, OK 74119
Phone Number
(918) 254-0200
NAIC Number
74799
Largest Affiliates