Major Rating Factors:
Weak Liquidity (2.4 on a scale of 0 to 10) as a spike in claims or a run on policy withdrawals may stretch capacity. Weak overall results on stability tests (2.7) including weak risk adjusted capital in prior years. Fair capitalization (3.3) based on fair risk adjusted capital (moderate loss scenario).
Other Rating Factors:
Fair quality investment portfolio (3.8). Excellent profitability (7.8).
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
F - Negative cash flow.
I - Past results on our Investment Safety Index.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
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Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
400 Americo Miranda
San Juan, PR 00936
San Juan, PR 00936
Phone Number
(787) 751-5656
NAIC Number
79715
Website
Largest Affiliates
No affiliate information available.