B
UTIC INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good Liquidity (6.6 on a scale of 0 to 10) with sufficient resources to handle a spike in claims. Fair quality investment portfolio (3.9). Fair profitability (3.6). Return on equity has been low, averaging 1.8%.
Other Rating Factors: Fair overall results on stability tests (4.9). Strong capitalization (8.5) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind health (100.0%)
Licensed in: AL, PA, TN
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Bl Cross & Bl Shield of AL Group
Investment Rating
--
Company Address
450 Riverchase Parkway East
Birmingham, AL 35244
Phone Number
(205) 220-2100
NAIC Number
81531
Largest Affiliates
No affiliate information available.