E
CL LIFE AND ANNUITY INS CO
Rating Date
March 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak profitability (1.4 on a scale of 0 to 10) with operating losses during 2023. Weak Liquidity (1.6) as a spike in claims may stretch capacity. Weak overall results on stability tests (0.7) including weak risk adjusted capital in prior years and weak results on operational trends.
Other Rating Factors: Fair capitalization (3.3) based on fair risk adjusted capital (moderate loss scenario). Fair quality investment portfolio (3.0).
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. G - Fast asset or premium growth. I - Past results on our Investment Safety Index. L - Past results on our liquidity tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: AZ, GA, LA, OH, OK, TX, UT, VA
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
CICO Holding Corp
Investment Rating
--
Company Address
2501 Parkview Drive Suite 610
SALT LAKE, UT 84109
Phone Number
(817) 339-7600
NAIC Number
88153
Largest Affiliates