B
USABLE LIFE
Rating Date
July 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
Loading...
Major Rating Factors: Good quality investment portfolio (6.2 on a scale of 0 to 10) despite mixed results such as: no exposure to mortgages and large holdings of BBB rated bonds but minimal holdings in junk bonds. Good Liquidity (6.4) with sufficient resources to handle a spike in claims. Good overall results on stability tests (5.3) excellent operational trends and excellent risk diversification.
Other Rating Factors: Weak profitability (2.6) with operating losses during 2022. Strong capitalization (8.4) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors: L - Past results on our liquidity tests. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
Arkansas Bl Cross Bl Shield Group
Investment Rating
--
Company Address
320 W Capitol Suite 700
Little Rock, AR 72201
Phone Number
(501) 375-7200
NAIC Number
94358
Largest Affiliates
B
PORTLAND, OR - L&A