Major Rating Factors:
Fair quality investment portfolio (4.5 on a scale of 0 to 10) with large holdings of BBB rated bonds in addition to moderate junk bond exposure. Fair overall results on stability tests (3.1). Good overall profitability (5.3) although investment income, in comparison to reserve requirements, is below regulatory standards.
Other Rating Factors:
Weak Liquidity (0.5). Strong capitalization (7.5) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
I - Past results on our Investment Safety Index.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Group life (9.4%), other (90.6%)
Licensed in:
All states except NY, PR
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
NGL Ins Group
Investment Rating
--
Company Address
2 East Gilman Street
Topeka, KS 66636
Topeka, KS 66636
Phone Number
(785) 438-3000
NAIC Number
97241
Website
Largest Affiliates