Major Rating Factors:
Fair capitalization (4.5 on a scale of 0 to 10) based on fair risk adjusted capital (moderate loss scenario). Fair profitability (3.7). Return on equity has been low, averaging -0.1%. Fair Liquidity (4.2) as cash from operations and sale of marketable assets may not be adequate to cover a spike in claims.
Other Rating Factors:
Low quality investment portfolio (1.2). Weak overall results on stability tests (2.7) including Weak policy risk diversification.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
G - Fast asset or premium growth.
I - Past results on our Investment Safety Index.
L - Past results on our liquidity tests.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
OK
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
4785 E 91ST STREET SUITE 200
TULSA, OK 74137
TULSA, OK 74137
Phone Number
(918) 712-7770
NAIC Number
97810
Website
Largest Affiliates
No affiliate information available.