Major Rating Factors:
Weak profitability (2.0 on a scale of 0 to 10) with investment income below regulatory standards in relation to interest assumptions of reserves. Weak overall results on stability tests (2.2) including weak risk adjusted capital in prior years. Fair quality investment portfolio (3.5) with large exposure to mortgages . Mortgage default rate has been low.
Other Rating Factors:
Good Liquidity (6.8). Strong capitalization (7.6) based on excellent risk adjusted capital (severe loss scenario).
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
G - Fast asset or premium growth.
I - Past results on our Investment Safety Index.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
AL, AZ, AR, DC, GA, IL, IN, KY, MA, MS, MT, NM, OH, PA, RI, TN, TX, UT
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
ACL-TX Management Co
Investment Rating
--
Company Address
1333 W MCDERMOTT DR SUITE 200
Columbus, OH 43219
Columbus, OH 43219
Phone Number
(855) 966-1111
NAIC Number
99600
Website
Largest Affiliates
No affiliate information available.