D
AMERICAN CENTURY LIFE INS CO
Rating Date
November 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Weak overall results on stability tests (2.2 on a scale of 0 to 10) including weak risk adjusted capital in prior years. Fair current capitalization (3.9) based on fair risk adjusted capital (moderate loss scenario), although results have slipped from the good range over the last year. Fair quality investment portfolio (3.9) with large exposure to mortgages . Mortgage default rate has been low.
Other Rating Factors: Excellent profitability (8.8) with operating gains in each of the last five years. Excellent Liquidity (9.2).
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. D - Limited diversification of general business, policy, and/or investment risk. G - Fast asset or premium growth. I - Past results on our Investment Safety Index. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Ind annuities (100.0%)
Licensed in: AL, AZ, AR, DC, GA, IL, IN, KY, MA, MS, MT, NM, OH, PA, RI, TN, TX, UT
Investments
Invested Assets
Cash
CMO & Structured Securities
Other Investment Grade Bonds
Non-Investment Grade Bonds
Common & Preferred Stock
Mortgages in Good Standing
Non-Performing Mortgages
Real Estate
Other Investments
Investments in Affiliates
Corporate Info
Group Affiliation
ACL-TX Management Co
Investment Rating
--
Company Address
1333 W MCDERMOTT DR SUITE 200
Columbus, OH 43219
Phone Number
(855) 966-1111
NAIC Number
99600
Largest Affiliates
No affiliate information available.