Major Rating Factors:
Good liquidity (6.8 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (9.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Ample reserve history (9.3) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (8.8). Excellent overall results on stability tests (8.4). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business:
Personal/comm auto (19.6%), work comp (14.6%), comm multi (13.8%), product liab. (5.2%), homeowners (4.7%), fin guar/surety (1.1%), fire (1.0%), other (39.9%)
Licensed in:
CT, HI
Principal Investments:
Investment grade bonds (94.0%), other (6.0%)
Corporate Info
Group Affiliation
The Hartford Ins Group Inc
Investment Rating
Company Address
One Hartford Plaza
Hartford, CT 06155
Hartford, CT 06155
Phone Number
(860) 547-5000
NAIC Number
10046
Website
Largest Affiliates