Cnsmr Specialties Ins Co (RRG)
Major Rating Factors:
Weak overall results on stability tests (1.9 on a scale of 0 to 10) including weak results on operational trends, weak risk diversification and negative cash flow from operations for 2025. The largest net exposure for one risk is excessive at 12.3% of capital. Fair profitability index (4.6) with operating losses during 2021 and 2025. Strong long-term capitalization index (7.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2021.
Other Rating Factors:
Ample reserve history (8.2) that helps to protect the company against sharp claims increases. Excellent liquidity (8.1) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
VT
Principal Investments:
Investment grade bonds (64.5%), common stock (28.7%), cash (1.9%), other (4.8%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
126 College Street
Burlington, VT 05401
Burlington, VT 05401
Phone Number
(802) 735-1679
NAIC Number
10075
Website
Largest Affiliates
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