Eastern Dentists Ins Co RRG
Major Rating Factors:
Good overall results on stability tests (5.1 on a scale of 0 to 10) despite. Stability strengths include excellent operational trends and good risk diversification. The largest net exposure for one risk is conservative at 1.0% of capital. Fair profitability index (4.7) with operating losses during 2022. Return on equity has been low, averaging 1.5% over the past five years. Strong long-term capitalization index (7.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (9.4) that helps to protect the company against sharp claims increases. Superior liquidity (9.2) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Med mal (100.0%)
Licensed in:
VT
Principal Investments:
Investment grade bonds (92.2%), common stock (4.8%), cash (1.7%), other (1.3%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
159 Bank Street
Burlington, VT 05401
Burlington, VT 05401
Phone Number
(802) 860-1958
NAIC Number
10115
Website
Largest Affiliates
No affiliate information available.