Major Rating Factors:
Poor long-term capitalization index (0.6 on a scale of 0 to 10) based on weak current risk adjusted capital (severe and moderate loss scenarios), although results have slipped from the excellent range during the last year. Fair liquidity (3.5) as cash resources may not be adequate to cover a spike in claims. Fair overall results on stability tests (4.0) including. The largest net exposure for one risk is acceptable at 2.9% of capital.
Other Rating Factors:
History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level. Excellent profitability index (7.6) with operating gains in each of the last five years.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except AK, CA, CO, DC, HI, MT, NY, TX, UT
Principal Investments:
Cash (48.3%), investment grade bonds (34.9%), common stock (15.3%), other (1.6%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
9667 South 20th Street
Oak Creek, WI 53154
Oak Creek, WI 53154
Phone Number
(414) 281-1100
NAIC Number
10130
Website
Largest Affiliates
No affiliate information available.