The Healthcare Undrwtg Co
Major Rating Factors:
Fair overall results on stability tests (4.6 on a scale of 0 to 10) including weak risk adjusted capital in prior years and negative cash flow from operations for 2025. The largest net exposure for one risk is excessive at 5.9% of capital. History of adequate reserve strength (5.4) as reserves have been consistently at an acceptable level. Strong long-term capitalization index (7.3) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2020.
Other Rating Factors:
Excellent profitability index (7.7). Excellent expense controls. Excellent liquidity (7.3) with ample operational cash flow and liquid investments.
Stability Factors:
F - Negative cash flow.
Principal Lines of Business:
Med mal (100.0%)
Licensed in:
VT
Principal Investments:
Investment grade bonds (88.7%), cash (11.3%)
Corporate Info
Group Affiliation
None
Investment Rating
Company Address
463 Mountain View Drive
Colchester, VT 05446
Colchester, VT 05446
Phone Number
(802) 864-5599
NAIC Number
10152
Website
Largest Affiliates
No affiliate information available.