Mountain Valley Indemnity Co
Major Rating Factors:
Weak profitability index (1.9 on a scale of 0 to 10) with modest operating losses during the first six months of 2025. Return on equity has been low, averaging 4.3% over the past five years. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (3.3) including excessive premium growth.
Other Rating Factors:
Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
G - Fast asset or premium growth.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Homeowners (84.3%), fire (7.2%), other (8.5%)
Licensed in:
CO, DE, HI, ID, IN, KS, KY, MA, MD, ME, MO, MT, NE, NH, NV, NY, OK, OR, PA, RI, SC, TN, TX, UT, VT, WA
Principal Investments:
Investment grade bonds (87.1%), common stock (4.7%), cash (0.3%), other (7.9%)
Corporate Info
Group Affiliation
The Allstate Corporation
Investment Rating
Company Address
450 W. Hanes Mill Road
Winston-Salem, NC 27105
Winston-Salem, NC 27105
Phone Number
(800) 526-0332
NAIC Number
10205
Website
Largest Affiliates