B
Controlled Risk Ins Co VT (A R
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: History of adequate reserve strength (5.6 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good overall results on stability tests (5.8) despite excessive premium growth and negative cash flow from operations for 2025. Stability strengths include good operational trends and good risk diversification. Fair profitability index (3.8) with operating losses during 2022, 2023 and 2024.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow.
Principal Lines of Business: Reinsurance (100.0%)
Licensed in: VT
Principal Investments: Investment grade bonds (92.9%), cash (0.1%), other (7.0%)
Ratios
Premium to Surplus
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Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
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Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
100 Bank Street
Burlington, VT 05401
Phone Number
(802) 862-4400
NAIC Number
10341
Largest Affiliates
There are no affiliate to display.