A
Florida Family Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
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Capital
Net
Premiums
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Major Rating Factors: Strong long-term capitalization index (7.7 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (7.0) that can protect against increases in claims costs. Excellent profitability index (7.1) despite operating losses during 2021.
Other Rating Factors: Excellent overall results on stability tests (6.9) despite. Stability strengths include good operational trends and excellent risk diversification. The largest net exposure for one risk is conservative at 1.4% of capital. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors: L - Past results on our liquidity tests.
Principal Lines of Business: Homeowners (84.1%), fire (10.8%), other (5.0%)
Licensed in: FL
Principal Investments: Investment grade bonds (49.4%), common stock (30.5%), non investment grade bonds (0.3%), other (19.8%)
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Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Investments in Affiliates
Corporate Info
Group Affiliation
Barrington Capital LLC
Investment Rating
--
Company Address
27599 Riverview Center Boulevard
Bonita Springs, FL 34134
Phone Number
(239) 495-4700
NAIC Number
10688
Largest Affiliates
A
Bonita Springs, FL - P&C