B
Plateau Casualty Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
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Premiums
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Major Rating Factors: Good overall profitability index (5.1 on a scale of 0 to 10) despite operating losses during 2024. Return on equity has been low, averaging 5.0% over the past five years. Good overall results on stability tests (5.6) despite. Stability strengths include excellent operational trends and good risk diversification. Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors: Ample reserve history (8.1) that helps to protect the company against sharp claims increases. Excellent liquidity (7.5) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: All states except NY, also licensed in GU
Principal Investments: Investment grade bonds (48.2%), common stock (33.4%), cash (15.0%), preferred stock (2.1%), non investment grade bonds (0.3%), real estate (0.3%), other (0.6%)
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Investments in Affiliates
Corporate Info
Group Affiliation
Cardiff Ins Group LLC
Investment Rating
--
Company Address
2701 North Main Street
Crossville, TN 38555
Phone Number
(931) 484-8411
NAIC Number
10817
Largest Affiliates
B
CROSSVILLE, TN - L&A