Bus Alliance Ins Co
Major Rating Factors:
Fair profitability index (4.4 on a scale of 0 to 10). Fair overall results on stability tests (3.4) including. A history of deficient reserves (2.8) that places pressure on both capital and profits. In 2025 and 2024 the two year reserve development was 26.7% and 33.9% deficient respectively.
Other Rating Factors:
Good long-term capitalization index (5.2) based on good current risk adjusted capital (severe loss scenarios). Over the last several years, capital levels have remained relatively consistent. Good liquidity (6.8) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Comm multi (89.0%), fin guar/surety (11.0%)
Licensed in:
CA
Principal Investments:
Common stock (50.4%), investment grade bonds (39.1%), cash (7.9%), other (2.5%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
400 Oyster Point Boulevard
South San Francisco, CA 94080
South San Francisco, CA 94080
Phone Number
(650) 866-3999
NAIC Number
10830
Website
Largest Affiliates
There are no affiliate to display.