Major Rating Factors:
Strong long-term capitalization index (7.6 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level. Excellent profitability index (8.1).
Other Rating Factors:
Good liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall results on stability tests (7.0). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Comm multi (5.3%), personal/comm auto (5.0%), other (89.7%)
Licensed in:
All states except CA
Principal Investments:
Common stock (60.4%), investment grade bonds (25.4%), cash (0.3%), other (13.9%)
Corporate Info
Group Affiliation
IFG Companies
Investment Rating
--
Company Address
CityPlace Two
Hartford, CT 06103
Hartford, CT 06103
Phone Number
(860) 723-4150
NAIC Number
10957
Largest Affiliates