B
ASI Home Ins Corp
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall profitability index (5.5 on a scale of 0 to 10) despite operating losses during 2021 and 2022. Good liquidity (6.7) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.7) despite. Stability strengths include excellent operational trends, good risk adjusted capital for prior years and excellent risk diversification.
Other Rating Factors: Strong long-term capitalization index (7.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2020. History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Homeowners (95.4%), fire (1.0%), other (3.6%)
Licensed in: FL, GA
Principal Investments: Investment grade bonds (100.0%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
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Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
The Progressive Corporation
Investment Rating
PGR
Company Address
2 ASI Way North
Saint Petersburg, FL 33702
Phone Number
(727) 821-8765
NAIC Number
11072
Largest Affiliates
B
B
Mayfield, OH - P&C
B
B
B