Major Rating Factors:
Strong long-term capitalization index (9.2 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. Ample reserve history (9.5) that helps to protect the company against sharp claims increases. Excellent profitability index (8.5) with operating gains in each of the last five years.
Other Rating Factors:
Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall results on stability tests (7.4). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (15.4%), work comp (14.6%), fire (10.1%), other (60.0%)
Licensed in:
All states except CT, DC, MA
Principal Investments:
Investment grade bonds (93.5%), non investment grade bonds (2.1%), real estate (1.7%), preferred stock (0.5%), cash (0.1%), other (2.0%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
7725 Renner Road
Shawnee, KS 66217
Shawnee, KS 66217
Phone Number
(913) 541-0150
NAIC Number
11118
Website
Largest Affiliates
No affiliate information available.