Major Rating Factors:
Good overall profitability index (5.2 on a scale of 0 to 10). Strong long-term capitalization index (7.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years. History of adequate reserve strength (7.0) as reserves have been consistently at an acceptable level.
Other Rating Factors:
Excellent liquidity (7.1) with ample operational cash flow and liquid investments. Excellent overall results on stability tests (7.1). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
Principal Lines of Business:
Comm multi (5.2%), personal/comm auto (5.2%), other (89.6%)
Licensed in:
All states
Principal Investments:
Common stock (74.3%), investment grade bonds (17.7%), cash (0.2%), other (7.8%)
Corporate Info
Group Affiliation
IFG Companies
Investment Rating
--
Company Address
CityPlace Two
Hartford, CT 06103
Hartford, CT 06103
Phone Number
(860) 723-4150
NAIC Number
11177
Largest Affiliates