A
Community Hospital Alternative
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Premiums
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Major Rating Factors: Strong long-term capitalization index (8.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. History of adequate reserve strength (6.8) as reserves have been consistently at an acceptable level. Good overall profitability index (6.6).
Other Rating Factors: Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (5.7) despite. Stability strengths include good operational trends and excellent risk diversification. The largest net exposure for one risk is acceptable at 3.0% of capital.
Stability Factors: L - Past results on our liquidity tests. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Med mal (95.5%), other (4.5%)
Licensed in: VT
Principal Investments: Investment grade bonds (69.5%), common stock (27.5%), cash (0.7%), other (2.3%)
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2-Year Reserve Development
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
2551 Washington Road
Upper Saint Clair, PA 15241
Phone Number
(412) 212-3338
NAIC Number
11259
Largest Affiliates
There are no affiliate to display.