A
ICI Mutual Ins Co a RRG
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
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Capital Ratio #2
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Major Rating Factors: Strong long-term capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (9.3) that helps to protect the company against sharp claims increases. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Other Rating Factors: Good overall profitability index (6.1) despite operating losses during 2022. Return on equity has been low, averaging 3.1% over the past five years. Good overall results on stability tests (6.5) despite negative cash flow from operations for 2024. Stability strengths include good operational trends and excellent risk diversification. The largest net exposure for one risk is acceptable at 2.3% of capital.
Stability Factors: F - Negative cash flow. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Other (100%)
Licensed in: VT
Principal Investments: Investment grade bonds (63.8%), common stock (16.5%), non investment grade bonds (13.0%), cash (5.6%), other (1.1%)
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Investments in Affiliates
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1401 H Street, NW
Washington, DC 20005
Phone Number
(800) 643-4246
NAIC Number
11268
Largest Affiliates
No affiliate information available.