Major Rating Factors:
Fair profitability index (4.8 on a scale of 0 to 10) with modest operating losses during the first three months of 2025. Return on equity has been low, averaging 4.1% over the past five years. Fair overall results on stability tests (4.6) including. The largest net exposure for one risk is conservative at 1.2% of capital. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital levels have been consistent in recent years.
Other Rating Factors:
Ample reserve history (9.3) that helps to protect the company against sharp claims increases. Superior liquidity (9.1) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
All states except AK, DC, HI, NY
Principal Investments:
Investment grade bonds (95.3%), non investment grade bonds (0.2%), other (4.5%)
Corporate Info
Group Affiliation
Central States Health and Life Co of Omaha
Investment Rating
--
Company Address
1212 North 96th Street
Omaha, NE 68114
Omaha, NE 68114
Phone Number
(888) 453-5124
NAIC Number
11499
Website
--
Largest Affiliates