B
Conventus Inter-Ins
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall profitability index (5.0 on a scale of 0 to 10) with small operating losses during 2022. Return on equity has been low, averaging 1.0% over the past five years. Good overall results on stability tests (5.5) despite. Stability strengths include good operational trends and good risk diversification. The largest net exposure for one risk is conservative at 1.1% of capital. Strong long-term capitalization index (8.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Ample reserve history (9.3) that helps to protect the company against sharp claims increases. Superior liquidity (9.0) with ample operational cash flow and liquid investments.
Stability Factors: R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Med mal (99.2%), other (0.8%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (87.8%), cash (12.0%), other (0.2%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
900 Route Nine, North
Woodbridge, NJ 07095
Phone Number
(877) 444-0484 7466
NAIC Number
11535
Largest Affiliates
No affiliate information available.