B
Conventus Inter-Ins
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Good overall profitability index (5.0 on a scale of 0 to 10) with small operating losses during 2022. Return on equity has been low, averaging 1.0% over the past five years. Good overall results on stability tests (5.5) despite. Stability strengths include good operational trends and good risk diversification. Strong long-term capitalization index (8.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: Ample reserve history (9.3) that helps to protect the company against sharp claims increases. Superior liquidity (9.0) with ample operational cash flow and liquid investments.
Stability Factors: R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Med mal (99.2%), other (0.8%)
Licensed in: (No states)
Principal Investments: Investment grade bonds (87.8%), cash (12.0%), other (0.2%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
900 Route Nine, North
Woodbridge, NJ 07095
Phone Number
(877) 444-0484 7466
NAIC Number
11535
Largest Affiliates
No affiliate information available.