D
Specialty Surplus Ins Co
Omaha,  NE
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (4.3 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair overall results on stability tests (4.2) including weak risk adjusted capital in prior years. Good profitability index (4.9) with operating losses during 2024. Excellent expense controls.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2024. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. D - Limited diversification of general business, policy, and/or investment risk. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Reinsurance (100.0%)
Licensed in: IL, NJ, NY
Principal Investments: Investment grade bonds (60.3%), cash (25.3%), other (14.4%)
Ratios
Premium to Surplus
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Reserve to Surplus
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1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
United Holding Co Ltd
Investment Rating
--
Company Address
10805 Old Mill Road
Omaha, NE 68154
Phone Number
(402) 827-3424
NAIC Number
11622
Largest Affiliates
There are no affiliate to display.