A
Hlthcr Providers Ins Co
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Strong long-term capitalization index (9.9 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (9.3) that helps to protect the company against sharp claims increases. Excellent profitability index (8.2) with operating gains in each of the last five years.
Other Rating Factors: Superior liquidity (9.6) with ample operational cash flow and liquid investments. Good overall results on stability tests (6.4) despite. Stability strengths include good operational trends and good risk diversification.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Med mal (79.3%), work comp (18.7%), other (2.0%)
Licensed in: AL, MS, SC, TN
Principal Investments: Investment grade bonds (45.8%), common stock (39.5%), cash (5.0%), other (9.7%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
44 Markfield Drive
Charleston, SC 29407
Phone Number
(843) 817-8836
NAIC Number
11683
Largest Affiliates
No affiliate information available.