Major Rating Factors:
Good overall results on stability tests (5.1 on a scale of 0 to 10) despite. Stability strengths include excellent operational trends and good risk diversification. The largest net exposure for one risk is conservative at 1.0% of capital. Strong long-term capitalization index (8.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.3) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (8.2). Excellent liquidity (8.7) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Med mal (100.0%)
Licensed in:
AZ
Principal Investments:
Investment grade bonds (76.2%), cash (7.7%), common stock (5.8%), preferred stock (1.2%), non investment grade bonds (0.3%), other (8.7%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1100 West Town & Country Road
Orange, CA 92868
Orange, CA 92868
Phone Number
(800) 860-8330
NAIC Number
11710
Website
Largest Affiliates
No affiliate information available.