Yellowstone Ins Exchange
Major Rating Factors:
Fair overall results on stability tests (3.0 on a scale of 0 to 10) including fair risk adjusted capital in prior years. The largest net exposure for one risk is high at 4.7% of capital. Good long-term capitalization index (6.9) based on excellent current risk adjusted capital (severe loss scenarios) reflecting significant improvement over results in 2021. Good overall profitability index (6.7) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 10.6%.
Other Rating Factors:
Ample reserve history (10.0) that helps to protect the company against sharp claims increases. Superior liquidity (9.1) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
G - Fast asset or premium growth.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Med mal (95.5%), other (4.5%)
Licensed in:
VT
Principal Investments:
Investment grade bonds (60.7%), common stock (15.2%), cash (12.8%), non investment grade bonds (4.6%), other (6.7%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
--
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
126 College Street
Burlington, VT 05401
Burlington, VT 05401
Phone Number
(802) 735-1692
NAIC Number
11796
Website
Largest Affiliates
No affiliate information available.