E
Green Hills Ins Co A RRG
Rating Date
June 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
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Premiums
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Major Rating Factors: Weak overall results on stability tests (0.0 on a scale of 0 to 10) including weak risk diversification. The largest net exposure for one risk is excessive at 115.1% of capital. Good long-term capitalization index (6.0) based on good current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range during the last year. Good liquidity (6.5) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors: Ample reserve history (8.4) that helps to protect the company against sharp claims increases. Excellent profitability index (8.5) with operating gains in each of the last five years. Return on equity has been excellent over the last five years averaging 38.6%.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Med mal (80.0%), other (20.0%)
Licensed in: VT
Principal Investments: Other (100%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
463 Mountain View Drive
Colchester, VT 05446
Phone Number
(802) 864-5599
NAIC Number
11941
Website
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Largest Affiliates
No affiliate information available.