Guthrie RRG Inc
Major Rating Factors:
Weak overall results on stability tests (1.9 on a scale of 0 to 10) including fair risk adjusted capital in prior years. The largest net exposure for one risk is excessive at 15.3% of capital. Strong long-term capitalization index (7.3) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2020. Ample reserve history (7.9) that can protect against increases in claims costs.
Other Rating Factors:
Excellent profitability index (7.1) with operating gains in each of the last five years. Excellent expense controls. Return on equity has been excellent over the last five years averaging 30.8%. Excellent liquidity (8.2) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Med mal (96.7%), other (3.3%)
Licensed in:
SC
Principal Investments:
Investment grade bonds (76.7%), common stock (19.0%), non investment grade bonds (0.8%), cash (0.5%), other (3.1%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
100 Brigade Street
Charleston, SC 29403
Charleston, SC 29403
Phone Number
(843) 577-1032
NAIC Number
12014
Website
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Largest Affiliates
No affiliate information available.