C
Orange Cnty Med Recpl Ins Co
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
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Premiums
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Major Rating Factors: Weak overall results on stability tests (2.6 on a scale of 0 to 10) including weak risk diversification. The largest net exposure for one risk is high at 3.5% of capital. Strong long-term capitalization index (9.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.3) that helps to protect the company against sharp claims increases.
Other Rating Factors: Excellent profitability index (7.1) despite operating losses during 2022. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business: Med mal (100.0%)
Licensed in: AZ
Principal Investments: Investment grade bonds (72.0%), common stock (15.3%), cash (4.0%), other (8.7%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
7400 E. Gainey Club Dr.
Scottsdale, AZ 85258
Phone Number
(941) 373-1162
NAIC Number
12183
Website
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Largest Affiliates
No affiliate information available.