Standard Casualty Co
Major Rating Factors:
Fair profitability index (3.7 on a scale of 0 to 10) with operating losses during 2021, 2022, 2023 and 2024. Fair liquidity (3.6) as cash resources may not be adequate to cover a spike in claims. Good long-term capitalization index (5.8) based on excellent current risk adjusted capital (severe loss scenarios) reflecting significant improvement over results in 2024.
Other Rating Factors:
Good overall results on stability tests (5.3) despite fair risk adjusted capital in prior years. Stability strengths include good operational trends and good risk diversification. Ample reserve history (8.1) that helps to protect the company against sharp claims increases.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
L - Past results on our liquidity tests.
Principal Lines of Business:
Personal/comm auto (49.4%), homeowners (40.9%), fire (9.2%), other (0.5%)
Licensed in:
AL, AR, AZ, GA, IN, KY, NC, NM, NV, OH, OR, SC, TN, TX, VA, WA
Principal Investments:
Investment grade bonds (34.9%), common stock (19.1%), cash (8.8%), real estate (0.9%), other (36.2%)
Corporate Info
Group Affiliation
None
Investment Rating
Company Address
100 Northwoods Drive
New Braunfels, TX 78132
New Braunfels, TX 78132
Phone Number
(830) 629-6111
NAIC Number
12645
Website
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