C
MidSouth Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
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Major Rating Factors: Fair profitability index (4.3 on a scale of 0 to 10). Fair overall results on stability tests (3.4) including negative cash flow from operations for 2025. Good long-term capitalization index (6.7) based on good current risk adjusted capital (severe loss scenarios). Over the last several years, capital levels have remained relatively consistent.
Other Rating Factors: Good liquidity (6.9) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Ample reserve history (8.1) that helps to protect the company against sharp claims increases.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Work comp (100.0%)
Licensed in: AL, AR, FL, GA, IL, IN, KY, MO, MS, NC, NE, OK, SC, TN, TX, VA
Principal Investments: Investment grade bonds (84.1%), preferred stock (1.2%), cash (0.4%), other (14.3%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
MidSouth Ins Co Inc
Investment Rating
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Company Address
214 Centerview Drive
Brentwood, TN 37027
Phone Number
(615) 263-1300
NAIC Number
12839
Largest Affiliates
There are no affiliate to display.