Brotherhood Mutual Ins Co
Major Rating Factors:
Fair reserve development (3.5 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. In 2025 the two year reserve development was 23.6% deficient. Good overall profitability index (5.8) despite operating losses during 2023. Good liquidity (5.2) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Strong long-term capitalization index (7.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent overall results on stability tests (7.3). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors:
L - Past results on our liquidity tests.
Principal Lines of Business:
Comm multi (82.7%), work comp (7.4%), personal/comm auto (4.2%), other (5.7%)
Licensed in:
All states
Principal Investments:
Investment grade bonds (51.2%), common stock (21.4%), cash (8.0%), real estate (3.7%), non investment grade bonds (2.3%), preferred stock (0.5%), other (12.9%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
6400 Brotherhood Way
Fort Wayne, IN 46825
Fort Wayne, IN 46825
Phone Number
(260) 482-8668
NAIC Number
13528
Website
Largest Affiliates
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