Major Rating Factors:
Fair overall results on stability tests (3.4 on a scale of 0 to 10) including. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.1) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (8.2). Excellent liquidity (7.8) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
Principal Lines of Business:
Personal/comm auto (100.0%)
Licensed in:
LA, TX
Principal Investments:
Investment grade bonds (79.1%), common stock (14.4%), cash (6.6%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1346 Broadway Street
Pearland, TX 77581
Pearland, TX 77581
Phone Number
(281) 652-3600
NAIC Number
13595
Website
Largest Affiliates
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