Keswick Guaranty Inc
Major Rating Factors:
Weak overall results on stability tests (2.7 on a scale of 0 to 10) including weak risk diversification and excessive premium growth. The largest net exposure for one risk is conservative at 1.8% of capital. Strong long-term capitalization index (8.9) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.2) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (7.1). Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (100.0%)
Licensed in:
VI
Principal Investments:
Investment grade bonds (36.4%), common stock (21.9%), cash (7.0%), preferred stock (1.8%), non investment grade bonds (1.0%), other (31.9%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
3017 Estate Contant
Saint Thomas, VI 00802
Saint Thomas, VI 00802
Phone Number
(340) 714-8100
NAIC Number
13598
Website
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