C
Ecole Ins Co
PhoenixAZ
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
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Major Rating Factors: Fair overall results on stability tests (3.0 on a scale of 0 to 10) including weak results on operational trends. Good overall profitability index (5.2) despite operating losses during 2021. Return on equity has been fair, averaging 8.9% over the past five years. Strong long-term capitalization index (8.8) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting improvement over results in 2020.
Other Rating Factors: Ample reserve history (7.0) that can protect against increases in claims costs. Superior liquidity (9.4) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Work comp (100.0%)
Licensed in: AZ, NV, UT
Principal Investments: Investment grade bonds (88.6%), cash (10.5%), other (0.9%)
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Investments in Affiliates
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Corporate Info
Group Affiliation
Barrett Business Services Inc
Investment Rating
Company Address
20860 North Tatum Boulevard
Phoenix, AZ 85050
Phone Number
(480) 999-2654
NAIC Number
13601
Largest Affiliates
No affiliate information available.