College RRG Inc
Major Rating Factors:
Weak overall results on stability tests (1.8 on a scale of 0 to 10) including. The largest net exposure for one risk is excessive at 15.8% of capital. History of adequate reserve strength (6.5) as reserves have been consistently at an acceptable level. Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Moreover, capital has steadily grown over the last five years.
Other Rating Factors:
Excellent profitability index (8.9) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 10.5%. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Personal/comm auto (6.2%), other (93.8%)
Licensed in:
VT
Principal Investments:
Investment grade bonds (83.9%), common stock (6.2%), non investment grade bonds (2.9%), cash (1.8%), other (5.2%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
463 Mountain View Drive
Colchester, VT 05446
Colchester, VT 05446
Phone Number
(802) 864-2034
NAIC Number
13613
Website
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Largest Affiliates
No affiliate information available.