Major Rating Factors:
Fair profitability index (3.2 on a scale of 0 to 10) with operating losses during 2022, 2024 and 2025. Weak overall results on stability tests (2.5) including weak risk diversification and excessive premium growth. The largest net exposure for one risk is excessive at 7.1% of capital. History of adequate reserve strength (6.3) as reserves have been consistently at an acceptable level.
Other Rating Factors:
Strong long-term capitalization index (7.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (8.1) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Other (100%)
Licensed in:
DC
Principal Investments:
Cash (11.2%), other (88.8%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
13900 East Harvard Avenue
Aurora, CO 80014
Aurora, CO 80014
Phone Number
(720) 747-6000
NAIC Number
13792
Website
Largest Affiliates
There are no affiliate to display.