Major Rating Factors:
Weak overall results on stability tests (1.9 on a scale of 0 to 10) including weak risk diversification and negative cash flow from operations for 2025. The largest net exposure for one risk is excessive at 10.3% of capital. Fair reserve development (3.6) as reserves have generally been sufficient to cover claims. Good overall profitability index (6.2) despite operating losses during 2025.
Other Rating Factors:
Strong long-term capitalization index (8.6) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Superior liquidity (9.1) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
NV
Principal Investments:
Cash (100.0%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
6720 B Rockledge Drive
Bethesda, MD 20817
Bethesda, MD 20817
Phone Number
(202) 468-8324
NAIC Number
13973
Website
Largest Affiliates
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