Inland Mutual Ins Co
Major Rating Factors:
Fair profitability index (4.8 on a scale of 0 to 10) with small operating losses during 2021 and 2024. Weak overall results on stability tests (2.6) including weak risk diversification. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (9.2) that helps to protect the company against sharp claims increases. Excellent liquidity (8.3) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Homeowners (49.3%), fire (38.0%), other (12.7%)
Licensed in:
KY, OH, VA, WV
Principal Investments:
Investment grade bonds (54.4%), common stock (23.7%), preferred stock (9.9%), cash (3.4%), real estate (1.9%), other (6.8%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1017 Sixth Avenue
Huntington, WV 25701
Huntington, WV 25701
Phone Number
(304) 529-2771
NAIC Number
14281
Website
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