Inland Mutual Ins Co
Major Rating Factors:
Fair profitability index (4.8 on a scale of 0 to 10) with small operating losses during 2021 and 2024. Return on equity has been low, averaging 0.4% over the past five years. Weak overall results on stability tests (2.6) including weak risk diversification and negative cash flow from operations for 2024. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Ample reserve history (9.2) that helps to protect the company against sharp claims increases. Superior liquidity (9.1) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Homeowners (48.6%), fire (38.5%), other (12.8%)
Licensed in:
KY, OH, VA, WV
Principal Investments:
Investment grade bonds (56.6%), common stock (24.1%), preferred stock (10.4%), cash (2.5%), real estate (1.9%), non investment grade bonds (0.7%), other (3.8%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
1017 Sixth Avenue
Huntington, WV 25701
Huntington, WV 25701
Phone Number
(304) 529-2771
NAIC Number
14281
Website
Largest Affiliates
No affiliate information available.