Major Rating Factors:
Fair profitability index (4.4 on a scale of 0 to 10). Good long-term capitalization index (6.8) based on good current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range during the last year. History of adequate reserve strength (5.8) as reserves have been consistently at an acceptable level.
Other Rating Factors:
Weak overall results on stability tests (2.6) including weak results on operational trends. The largest net exposure for one risk is acceptable at 2.6% of capital. Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Other (100%)
Licensed in:
DC
Principal Investments:
Investment grade bonds (75.6%), common stock (6.7%), cash (5.1%), other (12.7%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
47 East All Saints Street
Frederick, MD 21701
Frederick, MD 21701
Phone Number
(301) 835-7955
NAIC Number
14366
Website
Largest Affiliates
There are no affiliate to display.