Major Rating Factors:
Good liquidity (6.8 on a scale of 0 to 10) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.2) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (8.3). Excellent overall results on stability tests (6.9) despite.
Stability Factors:
L - Past results on our liquidity tests.
Principal Lines of Business:
Homeowners (67.6%), comm multi (25.5%), fire (2.9%), other (4.0%)
Licensed in:
NY
Principal Investments:
Investment grade bonds (76.1%), common stock (15.8%), cash (1.6%), real estate (0.4%), other (6.2%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
2417 North Triphammer Road
Ithaca, NY 14850
Ithaca, NY 14850
Phone Number
(607) 257-5000 5267
NAIC Number
15113
Website
Largest Affiliates
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